Questions and Answers
What are temporary disability payments?
If your are unable to work for more than 3 calendar days, you will get
paid part of your lost wages. This 3-day "waiting period"
will be paid, however, if your unable to work for more that 14
calendar days or are hospitalized as an in-patient. The
amount of TD is generally two-thirds of your average weekly wages up to statutory cap determined by law. You will receive these temporary disability
payments every two weeks during the time you qualify for the
benefit. This compensation stops when the treating doctor releases
you for work or says that your injury has reached a point of
maximum improvement.Back to Index
What are permanent disability payments?
Permanent disability is additional money that we will pay to compensate you for any
permanent disability you may suffer from an illness or injury due
to your job. The amount you will receive depends on the extent of
your disability. Workers' compensation law provides guidelines to
determine the amount of this compensation. Your age and job at the
time of your injury or illness are also factors that are considered
when calculating permanent disability.
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